For a horse owner, the loss of a beloved animal can be devastating both emotionally and financially. While equine mortality insurance can’t diminish the grief of losing a horse, it can help to ease the economic impact.
How can Markel’s horse insurance help?
Horse mortality is a comprehensive policy that reimburses a horse owner for the death, theft and humane destruction of a covered horse. Our policies are agreed value which means in the event of a covered loss, Markel will reimburse the horse owner the total insured value of the horse that is stated on the policy, provided the information is accurate. It is important for horse owners to provide the purchase price (or stud fee), and provide any show and breeding records to support the horse’s value.
Here are just a few highlights of our horse mortality coverage:
- 24 hours/7 days a week claims service
- No vet certificate required for horses valued under $50,000 and with no pre-existing health conditions
- Emergency colic surgery expense added at no additional charge, with optional buy up limits
- 90-day extension clause for certain qualified policies
- Automatic renewal coverage added at no additional charge
- Optional horse coverages* that may be added for an additional premium include:
- Medical/surgical and surgical-only plans
- Private horse owner liability coverage
- Equine essentials
Why Markel?
Coverage is provided by Markel Insurance Company and policyholder services are provided by the underwriting manager, Markel Service, Incorporated, national producer license # 27585, in California d/b/a Markel Insurance Services license # 0645481. Markel Specialty is a business division of Markel Service, Incorporated. Coverage and services availability may vary by state. Terms and conditions for rates and coverages varies. Markel® is a registered trademark of the Markel Corporation.
